Payment Options

At Australian Computer Traders, we offer a range of secure payment methods online, over the phone, and in-store. Choose the option that best suits your purchase. 
Important:
  • All payments are processed in AUD and include GST where applicable.
  • No surcharge applies for Visa, MasterCard, or American Express.
  • Buy Now, Pay Later options (Afterpay, Zip, PayPal Pay in 4) are subject to provider approval and limits.
  • Orders paid by bank transfer are processed after funds clear (typically 2–3 business days).
  • Refunds (where applicable) are returned to the original payment method — see Refunds & Returns.

In-store Payment Options

Cash
Pay in person at our retail store.

EFTPOS
We accept Visa, MasterCard, and American Express (no surcharge).


Webstore Payment Options

Credit Card
Pay securely with Visa, MasterCard, or American Express (no surcharge). Card payments are processed via Stripe.

PayPal & PayPal Pay in 4
Checkout with PayPal or split eligible purchases into four payments with PayPal Pay in 4. Learn more.

Afterpay
Available at checkout for eligible orders. Learn more.

Zip
Own it now, pay later with ZipPay. Learn more.


Over-the-Phone Payment Options

Credit Card
We can process Visa, MasterCard, and American Express (no surcharge) over the phone via Stripe.


Direct Deposit (Bank Transfer)

You can choose Direct Deposit when ordering online, in-store, or over the phone. These details also appear on your invoice.

Bank: JPMorgan Chase Bank
BSB: 212 200
Account #: 8606 2041
Account Name: AUSTRALIAN COMPUTER TRADERS PTY LTD
Reference: Your Invoice Number

Please reference your invoice number to avoid delays. Orders are processed after payment is confirmed. While most deposits are prompt, some transfers can take up to 2–3 business days.


Standard Payment Terms

  • Personal Purchases - All non-business must be paid in full within 5 business days from the date of the order placement
  • Business Purchases - Commercial and business orders must be paid within 10 business days from the date of the order placement

Orders not paid within the designated timeframe may be subject to automatic cancellation, order delays, or adjustments to current item availabilty and pricing. If you require an extension or need assistance with your invoice please contact us. 


Additional Payment Options Information

  • Payment methods may vary for specific promotions or business orders.
  • For assistance with payment issues, contact our customer service team.

Additional Payment Options Information